U.S. Healthcare Crisis
America spends more on healthcare than any other country. The cost of healthcare in the U.S. has increased on average by 4.9% each year since 2000 exceeding $4.52 trillion in 2022. That equates to $13,584 each year for every one of our 333 million citizens. However, it does not include the hundreds of billions of dollars in losses hospitals and HMOs incur each year from the uninsured. In this decade, healthcare costs are expected to increase by 5.2% and 6.1% per year for those that pay out-of-pocket. At these rates, the total U.S. healthcare costs will exceed $7.0 trillion by 2030 and equate to nearly $20,000 per capita for America’s projected 352 million citizens.
Federal and state laws make it illegal for hospitals to deny medical care for individuals who do not have healthcare coverage. These laws also make it illegal to deny healthcare to any of the 30+ million undocumented immigrants in America regardless of their employment, health insurance, or immigration status. As a result, $350 billion in unpaid medical expenses are passed along to you each year as part of your annual increase in medical costs. That amount is expected to increase significantly due to the more than 4.5 million immigrants that have entered the U.S. illegally in 2021 and 2022. While this is a leading cause of your healthcare costs increasing every year, Medicaid and Medicare have also added to your problems.
In August 2011, the our elected officials forced sequestration upon the federal government due to the Obama administrations continuous $1.3 trillion deficit spending every year. As a result, the federal government reduced what it is willing to pay out for Medicare coverage. This is the way Democrats work. If anyone challenges their authority, they will find a way to retaliate through legislation. Since 2013, the federal government has reduced Medicare payouts by 2% each year. This leaves doctors , hospitals , and Healthcare Management Organizations (HMO) with only two options. Refuse to accept individuals covered by Medicare or pass on their loss of revenue on to you.
Those of you who pay for your own private healthcare programs made up 40% of the overall 2022 healthcare expenditures ($1.8 trillion) while 10% of U.S. citizens paid cash for their medical care in what is called an out-of-pocket expense ($452.3 billion). Besides paying for your own healthcare, your government also gives you the opportunity to pay for the healthcare of the 166 million citizens who they claim are less fortunate than you. Your tax dollars paid 50% of America’s $4.52 trillion healthcare bill in 2022 through state and federal programs such as Medicaid, Medicare, and CHIP ($2.26 trillion).
Politicians tell us we need Medicare for All, now! What they describe as a single-payer healthcare system. They are determined to eliminate your private healthcare and replace it with a system that gives them absolute control. Politicians have a way of making it all sound so good but here’s what they don’t tell you. Medicare became law in 1965 and has required federal subsidies since 1969. In FY 2022, subsidies were required to cover 55% of the $908 billion in Medicare costs. Even with all workers and employers paying Medicare payroll tax it only covered 33% () of the $908 billion total Medicare expenses in 2022. Medicare spends significantly more than it brings in through the Even with all workers and employers paying into the Medicare fund, federal subsidies continue to make up about one-third of the total deficit each year. The Congressional Budget Office (CBO) and the White House’s Office of Management and Budget (OMB) conclude Medicare will be insolvent by 2026. These are the real reason politicians want every citizen on Medicare. They know its collapse is coming soon and they foolishly believe they can reign it in by having complete control over who, how, and when you can have medical care.
Every one of the thirteen 2022 Democratic presidential candidates supported Medicare for All even though they knew it would increase overall medical costs $5.2 trillion per year and eliminate more than 2 million jobs. Why would anyone want to do this? President Biden during his 2023 State of the Union Address (SOTU) claimed Republicans want Medicare and Social Security to go insolvent. There are better options than what Democrats propose. Democrats want to push through legislation; if you own your home or have more than $100,000 in your personal retirement account you will no longer be eligible for Social Security payments.
For more than a decade Democrats and some doctors have been talking about denying anyone over the age of 75 medical care since they no longer contribute to society. Does anyone really believe that this would apply to these elitists? When politicians and elitists start talking about how responsible citizens should stop using medical care after the age of 75 then expect a law to soon follow. After all, America is one of the many Western Countries where euthanasia is now legal and medically funded, so why waste money on the elderly , chronically ill, or disable?
President Obama’s Affordable Care Act (ACA) was supposed to fix America’s healthcare problems. Have you ever noticed when politicians give legislation a really good-sounding name that it turns out to be the opposite of what they want you to believe? ACA, otherwise known as Obamacare, became law on 23 March 2010. Before ACA became law, 92% of Americans said they were satisfied with their healthcare coverage. President Obama assured us, do not worry, if you like your doctor or healthcare provider, you can keep them. Now, only 56% of Americans report they are happy with their healthcare coverage as many were forced out of their previous plans. Individuals also saw their healthcare premiums double and copays increase due to ACA regulations.
ACA was supposed to fix America’s healthcare enrollment and funding problems by making healthcare more affordable; however, enrollment only increased 7% leaving over 27 million American citizens still without health insurance to this date. However, since ACA’s inception, Medicaid and CHIP increased significantly. 16 million individuals were added to Medicaid and CHIP by the end of President Obama’s second term in January of 2017. This resulted in $4 trillion being added to the federal debt during that same time period just due to the increase in Medicaid and CHIP payments.
Mental Healthcare Crisis
We have created a society where 1 in 5 (20%) people say they are lonely because they have never been in a romantic relationship. Where 1 out of 4 (25%) say they have no friends outside of social media. Our woke culture has become a landmine of confusion where we cannot even define the most simplest of biological distinctions; male and female. As a result, 59% of teen girls and 29% of teen boys say they have perpetual feelings of sadness and hopelessness. Chronic feelings of sadness can lead to chronic depression and when people lose hope, they lose their sense of purpose and value in life. Our crisis of cultural confusion has resulted in the mass hysteria of society and is a major reason why 1 in 3 (33%) of our children have contemplated suicide. Suicide is the second leading cause of the death of our children after accidents and the suicide rate has increase every year since 2005 after a previous decade of continuous decline.
On average 20% of adults and 17% of children experienced some form of mental illness each year. These numbers increased 5% during the 2020 pandemic which is 1 out of 4 adults (64.5 million) and little more than 1 out of 5 children (16 million). 1 in 20 adults (13 million) experience serious mental illness. Unfortunately, about 45% of adults and 52% of children never receive any mental healthcare. Lack of good mental healthcare is a contributing factor for the 25 million Americans who suffer from depression each year.
Children whose chronic depression goes untreated can result in permanent changes to their brain structure which may lead to bipolar disease or other more serious mental illnesses. Prolonged untreated depression in adults leads to the early onset of neurodegenerative diseases such as; Alzheimer’s, Dementia, Parkinson and other diseases. People who receive treatment for depression have a 90% success rate but less than half seek treatment.
Lack of mental healthcare contributes to 23 million Americans who depend on alcohol or drugs to cope with mental issues. In 2022, there were more than 140,000 alcohol-related and 108,000 drug-induced deaths in America. That is 384 alcohol and 296 drug-related deaths each and every day. Losses due to Alcohol Use Disorder (AUD) costs America $300 billion each year while Substance Use Disorder (SUD) exceeds $600 billion. $900 billion could easily pay for Mental Healthcare for all in need.
60% of suicides in the U.S. are related to depression and this number increases to 75% when alcohol or drugs are involved. Each year there are 1.4 million suicide attempts resulting in nearly 50,000 deaths. Suicide is the 10th leading cause of death with men dying at a rate more than 3 times that of women. Suicide rates for children have increased every year since 2005 and are the second-highest cause of death only behind accidents. Depression and mental health are manageable. Suicides are preventable if we make healthcare proactive and take our mental health seriously.
America leads the world with the most advanced hospitals, medical systems, and research but care for the average citizen is more like reactive sick care than proactive health care. We have the knowledge and ability to identify most illnesses before they onset but when your country is $31.5 trillion in debt with $180 trillion in unfunded liabilities, only elitists can afford the medical care that actually sustains quality of life. USCF has a much better plan to make preemptive proactive healthcare available for all Americans instead of the bankrupt sick care system where politicians decide who gets medical care and euthanizes their undesirables. Read about the healthcare solutions on this website to gain a better understanding of how medical care can be made available for every citizen while reducing costs and improving the quality of care.