United States Citizen Fund

Preamble

      The United States Citizen Fund (USCF) provides all citizens of the United States with an unprecedented opportunity to obtain benefits from a strong American economy.  An economy that is firmly grounded in free market principles that derives its strength from innovative businesses utilizing a dependable and resilient workforce that is governed by honorable politicians who are free of corruption.

Introduction

      While it is true that every individual is responsible for their own actions, certain groups within our society have been at a disadvantage that impacts their ability to make progress in America.  Politicians have failed to reconcile inequality through legislation and actually have made the progress of many citizens consequently worse with welfare programs.  USCF corrects these mistakes while it provides every American equal opportunity for a better quality of life and the freedom to prosper in the pursuit of their happiness.

      All native and naturalized citizens in America are provided the opportunity to participate in the USCF.  A member’s acceptance of and participation in the USCF will be considered as a formal acknowledgement of agreement and compliance with all terms and conditions as defined within the content of the USCF Code.  All native citizens become members of the USCF at birth and a naturalized citizens upon completion of the naturalization process.  USCF programs for children under the age of 18 have no charges or fees; however, some have conditional requirements based on each individual’s specific needs.  No action is required for any child to enroll in USCF programs as they are automatic, and most are deemed inviolable.  Adults eighteen and older also have many benefit programs available for them within USCF.

Purpose

      The purpose of the United States Citizen Fund is to ensure every member has the opportunity to achieve their American dream.  An ever-increasing number of Americans believe they have no hope of obtaining this promise realizing the value of their income diminishes while the elites in America prosper.  As America rapidly transitions to a highly technical automated society, the rich get richer while there is less opportunity for the poor and middle class.  The majority of problems Americans have endured throughout our history are directly attributable to the failed economic policies, over regulation of capitalism, and failing entitlement programs legislated by our elected officials.

      The efficacy of USCF is grounded in the strength of America’s free market economy.  Utilizing free market principles empowering capitalism, the U.S. created the most prosperous economy humanity has ever known.  The U.S. makes up 25% of the world’s economy with less than 5% of the world’s population.  Freedom is the power that enables brave entrepreneurs and only capitalism can provide the resources that fuels innovation resulting in the U.S. creating more patents each year than the rest of the world combined.  The USCF harnesses the strengths of America’s economy for its members while correcting the legislated failures that have corrupted capitalism.

Structure

      The term “Entitlement Program” originally described programs such as Medicare, Social Security, and Unemployment Compensation.  Since workers paid into these programs, they were entitled to receive benefits from them.  Unfortunately, politicians’ wanton desire for votes and power reframed Welfare Programs into Entitlement Programs giving recipients the impression they were entitled to receive benefits without having to pay into the system.  This has led to uncontrolled deficit spending that politicians have no clue on how to manage or resolve.  Despite what politicians may promise, no citizen is entitled to compensation without restitution.  For these reasons, within the context of USCF, welfare program(s) will be used to describe existing welfare and entitlement program(s) and benefit program(s) will be used to more clearly delineate programs under USCF.  While there are many benefits available within each members individual USCF, the structure of these benefit programs are significantly different than current welfare programs.

      A very important aspect of USCF is to help members realize there is always hope for their future.  This is particularly significant for our children.  Research shows that children who develop a positive outlook for their future have fewer behavioral issues, are less likely to engage in risky behavior, perform better academically, and become successful in life.  The USCF can help our children develop this mindset regardless of socioeconomic status.  By the time our children reach the age of 18 they will have accrued more than $1 million Virtual Currency (VC) in their USCF and nearly $250,000 real dollars in their Flexible Savings Account (FSA).  After high school, young adults have the security of knowing that when they make the transition to college or the workforce that these funds are available to help them prepare for their future.

      Additionally, parents and children will have the comfort of knowing that under USCF all children are treated equally and receive equal benefits.  A few examples are the Primary and Secondary Education Funds (PSEF) and Primary Health Care (PHC).  PCH is integrated into school districts where they play an important role in preventive health care.  School staff are in a unique position where they can help identify a child’s health care needs before they become problematic and chronic.  School districts are funded and staffed where children have no premiums or copay for their primary health care.  Under USCF, PSEF provides every school district throughout the U.S. equal minimum disbursement of $12,500 per student each school year with additional funding for other student programs, students with special needs, and medical requirements.

Funding

      Implementation of the USCF as a single source fund reduces overhead and helps eliminate bureaucracy.  Collectively this will enable overall lower USCF costs by decreasing the size of government while improving efficiency.  This will be done without negatively impacting families or individuals obtaining USCF benefits that replace former welfare programs.  As more Americans and their families transition out of poverty and into the middle-class, costs will continue to decrease resulting in increased opportunities to improve the quality of their lives and reach their American dream.

      Artificial Intelligent (AI) neural networks monitor USCF accounts to ensures efficiency while preventing Fraud, Waste, and Abuse (FWA).  USCF AI systems are designed to assist Federal (FMS) and State Monitoring Services (SMS) in managing all USCF accounts.  AI can also properly identify any members needs to determine which benefit programs would best serve them.  Inputs on the members part are designed to be minimal as interactions and transaction are coordinated between the FMS, SMS, employers, banks, medical organizations, insurance companies, charities, and so on.

      Even though USCF notifies adult members when benefits are available to them each members is required to complete a Smart Contract which is an agreement of cooperation and understanding.  In order for USCF benefits such as education, health care, and supplemental income to work effectively members must comply with the terms of their agreement.  These smart contracts not only help a member understand how their benefits work for them, they are also designed to eliminate Fraud, Waste, and Abuse.  When the conditions of the smart contract are agreed upon, virtual currency from the member’s USCF will be converted to real dollars and made available to them.  Most smart contracts are approved at the state level while some may require approval from the Federal Monitoring Service.